Personal Property Securities Register

The Personal Property Securities Register (PPSR) is the register where details of security interests in personal property can be registered and searched. The Australian Financial Security Authority (AFSA) is the Australian Government agency responsible for administering the PPSR.

On 30th January 2012 the Personal Properties Securities Act (PPSA) was introduced and it will and has changed the way you protect your interests and recover monies under your Retention of Title (ROT) or “Romalpa” clauses in your terms and conditions of trade.

Go to the PPSA Government website for more information


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Overview of the Changes

The PPSA came into effect and created a single national register, the Personal Properties Securities Register (PPSR) for “Security Interests”. 
It provides rules for determining priority between different interests over the same assets and, most importantly, has a major impact on any company that sells goods or equipment on credit terms subject to an ROT clause.

Registration of Security Interests

If your ROT agreement or Security Interest was established before the introduction of the PPSA, it is deemed a “transitional agreement” and transitional protection is afforded to these agreements for a period of two years from 30th January 2012 to allow registration. If you do not register your transitional agreement before 30th January 2014, you will lose your interest and rights in your goods supplied on credit after the deadline.
If you fail to register on the PPSR, or register incorrectly, any security interest established after the introduction of the PPSA (30th January 2012), you will lose your interest and rights in your goods supplied on credit.

Preserving your Rights

If you wish to preserve your existing contractual rights, Atradius recommends you correctly register your transitional agreements (entered into before 30 January 2012) and any new agreements (entered into after 30 Jan 2012) as soon as possible.

Preferential/Introductory Rates for Atradius referred Customers

To assist you in registering your interests and preserving your rights under ROT, we have negotiated preferential/introductory rates with the service providers who can:

  • Assist with registration of your security interests; or
  • Assist with any changes or legal advice in respect if your ROT/security interest wording (legal practitioners) prior to registration

Should you wish to contact one of these service providers then please simply click below and they will be able to provide you with an obligation free quote. Your specialist broker may also be able to assist you*

* Atradius takes no responsibility for service provided.  



EDX Australia         Polczynski Lawyers      Turks Legal      Veda




 PPSA Information Sheet

To proivde you with some information in regards to these changes, we have put together a question and answer sheet for you to download.

To download the Atradius Question and Answer Sheet - ROT, PPSR and PMSI’s please see the Related Documents section below.

Related documents