Your Duty Of Disclosure

Your Duty Of Disclosure to Us

Before you enter into a contract of general insurance with us, you have a duty, under the Insurance Contracts Act 1984, to disclose to us every matter that you know is relevant to our decision whether to accept the risk of the insurance and, if so, on what terms. You have the same duty to disclose those matters to us before you renew, extend, vary or reinstate a contract of general insurance. Your duty however does not require disclosure of a matter:

  • that diminishes the risk to be undertaken by us;
  • that is of common knowledge;
  • that we know or, in the ordinary course of business, ought to know;
  • as to which compliance with your duty is waived by us.

Non-disclosure If you fail to comply with your duty of disclosure, we may be entitled to reduce our liability under the Policy in respect of a claim or can cancel the Policy. If your non-disclosure is fraudulent, we may also have the option of avoiding the contract from its beginning.
I have read and understood my duty of disclosure and privacy policy. I declare that the information I have provided is true and correct.




The statements made herein are provided solely for general informational purposes and should not be relied upon for any purpose. Please refer to the actual policy or the relevant product or services agreement for the governing terms. Nothing herein should be construed to create any right, obligation, advice or responsibility on the part of Atradius, including any obligation to conduct due diligence of buyers or on your behalf. If Atradius does conduct due diligence on any buyer it is for its own underwriting purposes and not for the benefit of the insured or any other person. Additionally, in no event shall Atradius and its related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the statements made information herein.