How much does trade credit insurance cost?

The cost of trade credit insurance is calculated as a percentage of your turnover combined with the level of risk.

Your insurer will assess the risk based on trading history, your customer ratings, credit terms, loss history, business sector, customer location and factors such as the need for non-cancellable credit limits or whole turnover cover.

Insuring your accounts receivable is a little different to any other insurance policy when it comes to questions about cost. As with most insurance policies, price is calculated against risk and specific requirements, which means that every policy is costed individually. You can also reduce the cost by choosing to take a greater risk share.

Our Modula Policy allows us to provide you with credit insurance tailored to your requirements, so you don’t have to pay for something you won’t need. Atradius Modula is ideal for businesses with a turnover in excess of AUD 5 million.

Atradius Australia credit insurance solutions

Atradius Modula

Designed for larger businesses, this credit insurance policy covers domestic and export trade.

Media Policy

The Atradius Australia Media Policy is designed for the unique needs of the media and marketing communications industry.


Multinational businesses operating from locations around the world benefit from the global view and local expertise of our Global service.

Special Products

From non-cancellable cover to long-term projects our Special Products solutions are unique, designed to cover things like catastrophic events and political situations that arise outside of your control.

Related content

What is business debt recovery?

Business debt recovery is the process of chasing businesses to pay back money they owe.

What is credit risk?

Credit risk is associated with a borrower failing to repay a loan.

What is trade credit insurance

Trade credit insurance protects your business from bad debts.